Critical Life Insurance

Many companies have been offering critical illness insurance as a part of the employment benefit. The Guardian Life Insurance Company of America is one of the known names in providing such group beneficial critical illness insurance.

In spite of health insurance and other investments, many of the families of the employees are seen to go through lot of financial struggle and stress. That is why many employers feel the need of critical illness protection for their employees. Guardian has been offering such group policies to enhance the stability and security of the financial future of the employees in case of any critical illness.

The critical illness coverage offered by Guardian is a combination of various benefits and is of three types:

(A) Coverage that involves a lump sum for six major illnesses or medical conditions:

1. Cancer
2. Heart Attack
3. Stroke
4. Major Organ Transplant
5. Kidney Failure
6. Coronary Artery Bypass Graft

There is also a recurrence feature in case of the policy holder experiencing the

above mentioned illness for the second time.

(B) Coverage that includes a hospital admission rider that offers per day benefit for hospital stays for any medical condition including injury.

(C) Coverage for complete routine screenings and procedures for finding out the presence of critical illness in the initial stages.

For those who have been complaining about critical illness insurance being an expensive policy, Guardian’s group critical illness insurance is offered at a much affordable rate. Guardian also provides coverage for the other medical conditions other than the six common ailments. The best thing is that the coverage is given irrespective of the person’s medical history which makes it all the more convenient to get critical illness insurance.

The customer support team of Guardian has a dedicated team for educating employees about critical illness insurance cover. The employees also find it easy to approach the support team with their queries.

If you are an employer and are looking for a group critical illness insurance, then you should think of the Guardian Life Insurance Company of America as one of the top options because not only it offers affordable policies but also provides new and flexible benefits and education on critical illness insurance.